Who We Are

Who We Are

Who We Are

At BFF of America, we’re a student-led 501(c)(3) nonprofit dedicated to delivering practical, high-impact financial literacy education to students across the country. Through our flagship four-week program, BFF Academy, we empower youth with the knowledge, tools, and confidence to make smart money choices.

At BFF of America, we’re a student-led 501(c)(3) nonprofit dedicated to delivering practical, high-impact financial literacy education to students across the country. Through our flagship four-week program, BFF Academy, we empower youth with the knowledge, tools, and confidence to make smart money choices.

At BFF of America, we’re a student-led 501(c)(3) nonprofit dedicated to delivering practical, high-impact financial literacy education to students across the country. Through our flagship four-week program, BFF Academy, we empower youth with the knowledge, tools, and confidence to make smart money choices.

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How we create a lasting, positive impact

Our Vision
Our Vision

A generation of financially capable students who have the confidence and knowledge to navigate the real world.

A generation of financially capable students who have the confidence and knowledge to navigate the real world.

Our Mission
Our Mission
Our Mission

To equip middle and high schoolers with comprehensive personal finance knowledge through free, accessible, and engaging programs led by peers.

To equip middle and high schoolers with comprehensive personal finance knowledge through free, accessible, and engaging programs led by peers.

Our Approach
Our Approach
Our Approach
  1. BFF Academy - Live, instructor-led lessons over four weeks. Students engage with real-world case studies, hands-on activities, and interactive quizzes to build financial skills for life.

  2. School Visits - We send representatives to schools in marginalized communities to teach personal finance lessons.

  1. BFF Academy - Live, instructor-led lessons over four weeks. Students engage with real-world case studies, hands-on activities, and interactive quizzes to build financial skills for life.

  2. School Visits - We send representatives to schools in marginalized communities to teach personal finance lessons.

Our Goals
Our Goals

▸ Reach 75+ under-resourced schools by the beginning of the next academic year
▸ Develop an asynchronous video course to supplement BFF Academy

▸Secure partnerships with 15+ school districts
▸ Expand our services to 30+ states and 5+ countries

▸ Reach 75+ under-resourced schools by the beginning of the next academic year
▸ Develop an asynchronous video course to supplement BFF Academy

▸Secure partnerships with 15+ school districts
▸ Expand our services to 30+ states and 5+ countries

Our Team

Our Team

Co-Founders
Toby Qin
Toby Qin

Co-Founder

Toby leads the development of BFF Academy’s educational content, designing the website and co-creating the full curriculum. He brings a strong background in financial literacy education, having been a two-time DECA ICDC Grand Finalist in Personal Financial Literacy, and finishing 2nd in the North Carolina Personal Finance Challenge. Toby is a high school junior and State VP of North Carolina DECA.

Toby Qin
Toby Qin

Co-Founder

Toby leads the development of BFF Academy’s educational content, designing the website and co-creating the full curriculum. He brings a strong background in financial literacy education, having been a two-time DECA ICDC Grand Finalist in Personal Financial Literacy, and finishing 2nd in the North Carolina Personal Finance Challenge. Toby is a high school junior and State VP of North Carolina DECA.

Toby Qin
Toby Qin

Co-Founder

Toby leads the development of BFF Academy’s educational content, designing the website and co-creating the full curriculum. He brings a strong background in financial literacy education, having been a two-time DECA ICDC Grand Finalist in Personal Financial Literacy, and finishing 2nd in the North Carolina Personal Finance Challenge. Toby is a high school junior and State VP of North Carolina DECA.

Michael Lee
Liam Griffin

Co-Founder

Liam leads outreach and engagement for BFF Academy, expanding the program’s reach. He plays a key role in designing the curriculum alongside Toby and brings experience in competitive business education, having placed 7th in Restaurant and Food Service Management at NC DECA States and qualified for DECA ICDC. Liam is a high school junior and Co-President of ECHHS DECA.

Michael Lee
Liam Griffin

Co-Founder

Liam leads outreach and engagement for BFF Academy, expanding the program’s reach. He plays a key role in designing the curriculum alongside Toby and brings experience in competitive business education, having placed 7th in Restaurant and Food Service Management at NC DECA States and qualified for DECA ICDC. Liam is a high school junior and Co-President of ECHHS DECA.

Liam Griffin
Liam Griffin

Co-Founder

Liam leads outreach and engagement for BFF Academy, expanding the program’s reach. He plays a key role in designing the curriculum alongside Toby and brings experience in competitive business education, having placed 7th in Restaurant and Food Service Management at NC DECA States and qualified for DECA ICDC. Liam is a high school junior and Co-President of ECHHS DECA.

Outreach Team
Andrea Remeticado
Andrea Remeticado

Outreach Intern - CA

Hey! I’m Andrea, a rising senior and part of the outreach team here. I’m all about building connections, organizing collabs, and making sure our work reaches the right people. Outside of this, I run marketing for my school’s clubs and love anything creative, especially when it makes an impact.

Andrea Remeticado
Andrea Remeticado

Outreach Intern - CA

Hey! I’m Andrea, a rising senior and part of the outreach team here. I’m all about building connections, organizing collabs, and making sure our work reaches the right people. Outside of this, I run marketing for my school’s clubs and love anything creative, especially when it makes an impact.

Andrea Remeticado
Andrea Remeticado

Outreach Intern - CA

Hey! I’m Andrea, a rising senior and part of the outreach team here. I’m all about building connections, organizing collabs, and making sure our work reaches the right people. Outside of this, I run marketing for my school’s clubs and love anything creative, especially when it makes an impact.

Akhil Ramesh
Akhil Ramesh

Outreach Intern - NJ

Hey, I'm a senior at Robbinsville High School who's passionate about financial literacy and helping others understand money management. I'm excited about making financial knowledge more accessible and impactful for youth.

Akhil Ramesh
Akhil Ramesh

Outreach Intern - NJ

Hey, I'm a senior at Robbinsville High School who's passionate about financial literacy and helping others understand money management. I'm excited about making financial knowledge more accessible and impactful for youth.

Akhil Ramesh
Akhil Ramesh

Outreach Intern - NJ

Hey, I'm a senior at Robbinsville High School who's passionate about financial literacy and helping others understand money management. I'm excited about making financial knowledge more accessible and impactful for youth.

Nikhil Patil
Nikhil Patil

Outreach Intern - WA

Hi, I'm Nikhil Patil. I'm a student at Tesla STEM high school in Redmond, Washington. Outside of school, I have a deep interest in football and business.

Nikhil Patil
Nikhil Patil

Outreach Intern - WA

Hi, I'm Nikhil Patil. I'm a student at Tesla STEM high school in Redmond, Washington. Outside of school, I have a deep interest in football and business.

Nikhil Patil
Nikhil Patil

Outreach Intern - WA

Hi, I'm Nikhil Patil. I'm a student at Tesla STEM high school in Redmond, Washington. Outside of school, I have a deep interest in football and business.

Wyatt Somers
Wyatt Somers

Outreach Intern - MI

Wyatt leads the outreach team for BFF Academy across the Midwest, working to connect with school districts and educators, coordinate assemblies, and build awareness of BFF’s mission. He has a strong background in leadership, including serving as a Boy Scout, acting as a city representative in his community, and working with multiple local and national nonprofits. Wyatt is a high school junior and proud to represent the state of Michigan.

Wyatt Somers
Wyatt Somers

Outreach Intern - MI

Wyatt leads the outreach team for BFF Academy across the Midwest, working to connect with school districts and educators, coordinate assemblies, and build awareness of BFF’s mission. He has a strong background in leadership, including serving as a Boy Scout, acting as a city representative in his community, and working with multiple local and national nonprofits. Wyatt is a high school junior and proud to represent the state of Michigan.

Wyatt Somers
Wyatt Somers

Outreach Intern - MI

Wyatt leads the outreach team for BFF Academy across the Midwest, working to connect with school districts and educators, coordinate assemblies, and build awareness of BFF’s mission. He has a strong background in leadership, including serving as a Boy Scout, acting as a city representative in his community, and working with multiple local and national nonprofits. Wyatt is a high school junior and proud to represent the state of Michigan.

Yash Patel
Yash Patel

Outreach Intern - FL

Yash Patel serves as an outreach coordinator for BFF of America, helping build strong community connections and raise awareness for the organization’s mission. He brings a background in media, youth leadership, entrepreneurship, and service to every interaction.

Yash Patel
Yash Patel

Outreach Intern - FL

Yash Patel serves as an outreach coordinator for BFF of America, helping build strong community connections and raise awareness for the organization’s mission. He brings a background in media, youth leadership, entrepreneurship, and service to every interaction.

Yash Patel
Yash Patel

Outreach Intern - FL

Yash Patel serves as an outreach coordinator for BFF of America, helping build strong community connections and raise awareness for the organization’s mission. He brings a background in media, youth leadership, entrepreneurship, and service to every interaction.

Sameira Sharma
Sameira Sharma

Outreach Intern - CA

Hi, I am Sameira, a passionate student who believes every young person deserves access to clear, relatable, and empowering education, especially when it comes to building strong financial and leadership habits.My outreach experience with the American Red Cross strengthened my commitment to promoting education and communication, inspiring me to help students build the financial skills and confidence they need for the future.

Sameira Sharma
Sameira Sharma

Outreach Intern - CA

Hi, I am Sameira, a passionate student who believes every young person deserves access to clear, relatable, and empowering education, especially when it comes to building strong financial and leadership habits.My outreach experience with the American Red Cross strengthened my commitment to promoting education and communication, inspiring me to help students build the financial skills and confidence they need for the future.

Sameira Sharma
Sameira Sharma

Outreach Intern - CA

Hi, I am Sameira, a passionate student who believes every young person deserves access to clear, relatable, and empowering education, especially when it comes to building strong financial and leadership habits.My outreach experience with the American Red Cross strengthened my commitment to promoting education and communication, inspiring me to help students build the financial skills and confidence they need for the future.

Tutor and Digital Media Teams
Clara Martins De Bellis Silva
Clara Martins De Bellis Silva

Lead Tutor

Hi y’all! I’m Clara, a passionate student tutor on the team. I love playing euphonium (and baritone in marching band), scientific research, as well as volunteering for my community. I’m so excited to meet you and help you learn valuable financial literacy skills!

Clara Martins De Bellis Silva
Clara Martins De Bellis Silva

Lead Tutor

Hi y’all! I’m Clara, a passionate student tutor on the team. I love playing euphonium (and baritone in marching band), scientific research, as well as volunteering for my community. I’m so excited to meet you and help you learn valuable financial literacy skills!

Clara Martins De Bellis Silva
Clara Martins De Bellis Silva

Lead Tutor

Hi y’all! I’m Clara, a passionate student tutor on the team. I love playing euphonium (and baritone in marching band), scientific research, as well as volunteering for my community. I’m so excited to meet you and help you learn valuable financial literacy skills!

Jayla Freeman

Lead Creator

Jayla works in Digital media, creating content and running our social media profiles. She has experience in social media management and leadership. She is a Senior in high school and president of 2 national honor societies.

Jayla Freeman

Lead Creator

Jayla works in Digital media, creating content and running our social media profiles. She has experience in social media management and leadership. She is a Senior in high school and president of 2 national honor societies.

Jayla Freeman
Jayla Freeman

Lead Creator

Jayla works in Digital media, creating content and running our social media profiles. She has experience in social media management and leadership. She is a Senior in high school and president of 2 national honor societies.

Advisory Board

Advisory Board

Gilbert D. Rogers Ed.D, AFC®
Gilbert D. Rogers Ed.D, AFC®

Director of Financial Well-Being @ UNC Chapel Hill

Dr. Gilbert D. Rogers serves as the inaugural Director of Financial Well-Being at the University of North Carolina at Chapel Hill, where he leads campus-wide efforts to promote financial education and resilience among students and staff. An Accredited Financial Counselor (AFC®) and adjunct professor of finance, Dr. Rogers brings over a decade of experience in financial literacy and wellness education. His work has spanned university program design, peer financial coaching, and national consulting on economic empowerment and student success. He holds a doctorate in Educational Leadership and Administration, with research focused on how socioeconomic factors influence financial literacy and decision-making.

Gilbert D. Rogers Ed.D, AFC®
Gilbert D. Rogers Ed.D, AFC®

Director of Financial Well-Being @ UNC Chapel Hill

Dr. Gilbert D. Rogers serves as the inaugural Director of Financial Well-Being at the University of North Carolina at Chapel Hill, where he leads campus-wide efforts to promote financial education and resilience among students and staff. An Accredited Financial Counselor (AFC®) and adjunct professor of finance, Dr. Rogers brings over a decade of experience in financial literacy and wellness education. His work has spanned university program design, peer financial coaching, and national consulting on economic empowerment and student success. He holds a doctorate in Educational Leadership and Administration, with research focused on how socioeconomic factors influence financial literacy and decision-making.

Toby Qin
Gilbert D. Rogers Ed.D, AFC®

Director of Financial Well-Being @ UNC Chapel Hill

Dr. Gilbert D. Rogers serves as the inaugural Director of Financial Well-Being at the University of North Carolina at Chapel Hill, where he leads campus-wide efforts to promote financial education and resilience among students and staff. An Accredited Financial Counselor (AFC®) and adjunct professor of finance, Dr. Rogers brings over a decade of experience in financial literacy and wellness education. His work has spanned university program design, peer financial coaching, and national consulting on economic empowerment and student success. He holds a doctorate in Educational Leadership and Administration, with research focused on how socioeconomic factors influence financial literacy and decision-making.

Chip Snively, CFA®
Chip Snively, CFA®

Clinical Professor in Finance @ UNC Chapel Hill

ChatGPT said: Chip Snively, CFA is a Clinical Professor of Finance at UNC Kenan-Flagler Business School, where he directs the Capital Markets Lab and coordinates the Investment Management and Capital Markets concentrations. He teaches corporate finance, investments, and personal finance in the undergraduate and MBA programs, and designed UNC’s flagship personal finance course for non-business majors. Before joining UNC, Professor Snively taught at Indiana University’s Kelley School of Business and co-directed its MBA Investment Management Academy. His professional background includes senior finance roles at Intel Corporation, American Airlines, and Liberty National Bank. He holds an MBA in finance and international business from Indiana University and is a Chartered Financial Analyst.

Chip Snively, CFA®
Chip Snively, CFA®

Clinical Professor in Finance @ UNC Chapel Hill

ChatGPT said: Chip Snively, CFA is a Clinical Professor of Finance at UNC Kenan-Flagler Business School, where he directs the Capital Markets Lab and coordinates the Investment Management and Capital Markets concentrations. He teaches corporate finance, investments, and personal finance in the undergraduate and MBA programs, and designed UNC’s flagship personal finance course for non-business majors. Before joining UNC, Professor Snively taught at Indiana University’s Kelley School of Business and co-directed its MBA Investment Management Academy. His professional background includes senior finance roles at Intel Corporation, American Airlines, and Liberty National Bank. He holds an MBA in finance and international business from Indiana University and is a Chartered Financial Analyst.

Liam Griffin
Chip Snively, CFA®

Clinical Professor in Finance @ UNC Chapel Hill

ChatGPT said: Chip Snively, CFA is a Clinical Professor of Finance at UNC Kenan-Flagler Business School, where he directs the Capital Markets Lab and coordinates the Investment Management and Capital Markets concentrations. He teaches corporate finance, investments, and personal finance in the undergraduate and MBA programs, and designed UNC’s flagship personal finance course for non-business majors. Before joining UNC, Professor Snively taught at Indiana University’s Kelley School of Business and co-directed its MBA Investment Management Academy. His professional background includes senior finance roles at Intel Corporation, American Airlines, and Liberty National Bank. He holds an MBA in finance and international business from Indiana University and is a Chartered Financial Analyst.

Get in touch with us

Get in touch with us

Get in touch with us

Have questions about BFF Academy, want to partner with us, or schedule a visit to your school? Reach out!

Building Financial Futures

We're revolutionizing financial literacy education for future generations, helping to create a world where every student has the knowledge they need to achieve financial freedom.

Building Financial Futures

We're revolutionizing financial literacy education for future generations, helping to create a world where every student has the knowledge they need to achieve financial freedom.

Building Financial Futures

We're revolutionizing financial literacy education for future generations, helping to create a world where every student has the knowledge they need to achieve financial freedom.